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Mortgage & Home Loans

In Utah’s competitive market, you need a local lender who’ll provide fast, responsive, and personalized service. Altabank’s loan experts make home financing easy with step by step guidance for selecting the mortgage loan that’s right for you.




Buying a home is as easy as 3-3-3





3 Benefits to buying a home

Buying a home can feel like a big step — but it’s a smart one.




1. A better investment

  • A monthly mortgage payment in Utah is often comparable to or lower than monthly rent
  • Rent is money you’ll never get back, but each mortgage payment is an investment in an asset with enormous potential for growth
  • When property values in Utah rise, homeowners earn equity and the option to sell at a profit
  • Paying rent is still paying a mortgage — your landlord’s, and they get the benefits 
 
 


3. Personalized financial guidance

  • Altabank provides custom solutions based on your individual needs
  • Get expert financial guidance that’s specific to your questions, situation, and Utah’s unique market


2. Predictability

  • Most monthly mortgage payments are consistent — they don’t increase like leases
  • No landlord — no unexpected disruptions, costs, moves, etc.
  • No neighboring tenants — increased privacy, security, and less noise
  • Dependable parking
 

3 Altabank Advantages





1. Community Based

  • As a local, Utah lender we’re invested in helping our communities responsibly grow and thrive
  • Rather than offering standard options, we review your unique situation to determine the mortgage loan that’s right for you





3. Personalized financial guidance

  • Altabank provides custom solutions based on your individual needs
  • Get expert financial guidance that’s specific to your questions, situation, and Utah’s unique market


2. Speed

  • Our loan officers, processors, and underwriters are local, working together seamlessly to ensure deadlines are met or completed early
  • Our team is accessible and responsive — we appreciate that your questions, calls, texts, and emails are important
  • Our appraisers work only for our customers, helping ensure a quick and convenient closing

3 Simple Steps

Our mortgage experts are ready to expertly assist you with the home buying process.



Step 1

Contact a mortgage loan officer to receive an online application.

Step 2

Complete and submit the application for review.








Contact a Mortgage Officer

Step 3

An Altabank mortgage loan originator will contact you within 24 business hours to answer your questions.