Certificates of Deposit
If you can spare access to your cash for at least a few months, our Certificates of Deposit (CDs) could be an effective way to earn interest at rates higher than normal savings accounts. Most CDs require a $500 minimum deposit* and are available as both personal and business accounts. You choose a term ranging from three months to six years, and a fixed or variable interest rate†, then sit back and let your money go to work for you.
|CD/IRA Type||APYs for Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) *,‡||APYs for Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) with Balances Over $100,000|
|3 Month CD/IRA||
|6 Month CD/IRA||0.145%||0.20%|
|9 Month CD/IRA||0.20%||0.25%|
|12 Month CD/IRA||0.25%||0.30%|
|18 Month CD/IRA||0.30%||0.35%|
|24 Month CD/IRA||0.35%||0.40%|
|36 Month CD/IRA||0.40%||0.45%|
|48 Month CD/IRA||0.45%||0.50%|
|60 Month CD/IRA||0.50%||0.55%|
|Savings IRA §||0.10%||0.10%|
Annual Percentage Yields (APYs) are effective as of 2/4/2021, and are subject to change without notice.
* All fixed rate CDs have a minimum opening deposit of $500. Savings IRA has a minimum opening deposit of $50.
† The Savings IRA interest rate and APY may change after account is opened.
‡ Fees may reduce the earnings on an account. A penalty may be imposed for early withdrawal of certificates.
§ You may make unlimited deposits to a Savings IRA account.