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Altabank offers hassle-free payment options, whether you’re sending large payments electronically or tracking spending on employee credit or debit cards. You’ll always have access to real-time status reports through Business Online Banking, eliminating time-consuming manual data entry and oversight.

ACH Transactions

ACH transactions allow you to streamline vendor, payroll and tax payments by sending electronic payments from your bank account to financial institutions anywhere in the U.S. No more writing out checks or having them get lost in the mail. With ACH disbursements from Altabank, you can schedule and manage outbound payments. Time-consuming manual data entry is virtually eliminated through batch processing for payroll or other recurring transactions. Set up viewing permissions, user tokens, blocks and filters to safeguard against fraudulent payments and maintain control over all credits so you’ll always know your money is being properly handled. ACH transactions are cost-effective and timesaving, leaving you more time to manage what matters most.


If your business sends large domestic payments, is involved in international trade or has other reasons for sending electronic wire transfers, Altabank can simplify the process at a low cost. We offer wire services for a small monthly fee with any BizSmart™ account. Wire transfers guarantee the fast and secure movement of your money, whether in the U.S. or internationally, with the real-time transfer of funds and status reports available through our business online banking portal immediately. Plan ahead by scheduling one-time or recurring wire payments through your business online banking account, then rest assured that we will get your money there in time.

Visa® Business Credit Card

Not all rewards credit cards are the same.  Our Visa® Business Credit Card is built specifically for business.  You earn 1% on every dollar you spend on all cards and all purchases.  There are no redemption fees on rewards, and cash rewards are deposited into the checking or savings account of your choice.  You can adjust your credit limit to match your business spending.  

Visa® Business Debit Card

If you’re looking for the convenience of a credit card but don’t want to rack up a monthly bill, consider our Visa® Business Debit Card. Funds are taken directly from your BizSmart™ checking account so you always have an accurate picture of your real-time spending, viewable anytime via business online banking. When multiple cards are in use, you have the ability to prevent employee fraud by setting up limits on daily use, ATM access and spending.

Business Bill Pay

Altabank’s Business Bill Pay is a convenient online tool your business can use to issue payments from your BizSmart™ checking account system to approved payees. Schedule one-time or recurring payments with the ability to rush payment in case the unexpected occurs.

Bill Pay Help Aids:

Bill Pay Video

*On approved credit. Please see the Summary of Credit Terms provided at the time of application for important information on rates, fees, costs, conditions and limitations. For additional information visit or call customer support at 800-815-2265. Visa and the Visa logo are registered trademarks of Visa, Inc.

†Fees apply

Visa® and VISA (stylized) are registered trademarks of Visa.

Card Valet and uChoose Rewards are registered trademarks of Fiserv, Inc.