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How To Get a VA Loan in Utah


Altabanking episode 36 with Ben Pack

Altabanking Interview KSL Radio Transcript: VA Loans with Ben Pack
Segment Title: Altabanking, How To Get a VA Loan In Utah
GRANT: Welcome to Altabanking. Weekly business talk geared toward elevating your financial future. Ben Pack is President of the Mortgage Division at Altabank. Welcome back Ben. Today we’re going to talk about those who bravely serve our country. It’s fairly common to see businesses offering military discounts and benefits to those who serve and have served in the military. So Ben, tell us about the benefits that veterans can receive when buying a home.

BEN: Thank you, Grant. First off, we want to give a big thank you to all of our veterans and their families. These men and women are amazing. They literally put their lives on the line every single day for us. We love you and we appreciate you. For many veterans, the VA home loan is an unused benefit that is one of the best programs out there. It doesn’t matter which arm of the military you served in, you should be taking advantage of this benefit.

GRANT: What makes this mortgage so beneficial?
BEN: Well, I can honestly say it is the best loan program out there. For purchases, its 100 percent financing, you do not need a down payment. There’s no mortgage insurance, and the interest rates are the best around – they’re typically as low as a half a percent lower than a conventional mortgage.
GRANT: What are the first steps that someone should take if they’re considering applying for a VA loan?
BEN: You know, the first thing they should do is get ahold of one of our mortgage specialists. They can help guide you through the process. You can visit our website at, where you can apply online or you can download our mortgage app. You know Grant, for the month of November, we are running a Veterans Day special. We will cover the cost of your appraisal on every closed VA loan. That’s up to a $550 value.
GRANT: Ben, thank you very much. This has been Altabanking. Brought you by Altabank. Member FDIC. Equal housing lender.