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Altabank Rates

Consumer Deposit Rates

This Rate Summary Sheet contains information about interest rates and Annual Percentage Yields (“APYs”) for the consumer interest-bearing accounts we offer. The APYs listed below are estimates as of March 14,2022.  Actual APYs and detailed terms will be disclosed at account opening.

Member FDIC | Effective: March 14, 2022.

Checking and Savings Accounts  Daily Balance Tiers Minimum Daily Balance to Avoid Service Charge Minimum Opening Deposit APY
Money Market Deposit Account a Less than $9,999.99 $2,500 0.05%

$10,000 - $24,999.99 $2,500 0.05%

$25,000 - $49,999.99 $2,500 0.05%

$50,000 - $99,999.99 $2,500 0.05%

$100,000 - $499,999.99 $2,500 0.10%

$500,000 - $999,999.99 $2,500 0.15%

$1,000,000 and above $2,500 0.25%
Savings Account a N/A $100 0.05%
Totally Free Checking N/A N/A N/A
Easy Interest Checking a N/A N/A 0.01%
Premier Interest Checking a N/A $1,500
0.01% (under $1,500)
0.10% ($1,500 and above)
50+ Interest Checking a N/A N/A
0.01%

CD/IRA Type APYs for Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs)  APYs for Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) with Balances Over $100,000
3 Month CD/IRA
0.12%
0.15%
6 Month CD/IRA 0.15% 0.20%
9 Month CD/IRA 0.20% 0.25%
12 Month CD/IRA 0.25% 0.30%
24 Month CD/IRA 0.35% 0.40%
36 Month CD/IRA 0.40% 0.45%
48 Month CD/IRA 0.45% 0.50%
60 Month CD/IRA 0.50% 0.55%
Savings IRA a 0.10% 0.10%
 
a This is a variable-rate product; the interest rate and APY may change after the account is opened.
 



Commercial Deposit Rates

This Rate Summary Table contains information about interest yields for the commercial interest-bearing accounts we offer. The yields listed below are estimates. Actual yields and detailed terms will be disclosed at account opening.

Member FDIC | Effective: March 14, 2022.

Checking and Savings Accounts Daily Balance Tiers Minimum Daily Balance to Avoid Service Charge Interest Yield
Business Interest a N/A $1,500 0.050%
Business Money Market a Less than $9,999.99 $2,500 0.05%

$10,000 - $24,999.99 $2,500 0.05%

$25,000 - $49,999.99 $2,500 0.05%

$50,000 - $99,999.99 $2,500 0.05%

$100,000 - $499,999.99 $2,500 0.125%

$500,000 - $999,999.99 $2,500 0.15%

$1,000,000 and above $2,500 0.25%
Business Savings a N/A $100 0.05%
Earnings Credit for Analyzed Accounts a N/A N/A 0.20%

a This is a variable-rate product; the interest rate may change after the account is opened.